Special Needs Planning
Create a Lifetime of Care, Security, and Possibility—for Those You Love Most
Parenting or caring for someone with special needs means thinking further ahead, loving deeper, and planning smarter.
Michael Kerr, Esq. helps California families design practical plans that secure care, funding, and protection for the future—without risking vital benefits.
Why Special Needs Planning Matters
Safeguard Your Loved One’s Future, Benefits, and Care
Well-meaning gifts or inheritances can jeopardize access to essential benefits like Medi-Cal or SSI.
With thoughtful planning:
Your loved one gets lifelong care and support, in alignment with your values
Vital disability benefits and public support are never lost
Those you trust most make decisions, manage assets, and implement care instructions—even when you can’t
Michael’s careful stewardship makes sure your plan works not just on paper, but for your child’s day-to-day life and dignity.
What Does a Special Needs Plan Include?
Customized Tools for Lifelong Security
No two families are the same.
Michael crafts unique plans with:
Third-Party or First-Party Special Needs Trusts: Safeguard benefits, fund lifelong care, and leave a legacy
Guardianship & Conservatorship Guidance: Legally appoint those you trust, document care preferences
Asset Transfer & Tax Strategies: Keep the plan funded and tax-efficient
Benefit Coordination & Annual Reviews: Ensure ongoing eligibility as laws and circumstances change
ABLE Accounts: Tax-advantaged savings that won’t impact benefits
Care Instructions & Letters to Guardians/Trustees: Pass down your wishes, parenting style, and hopes
Who We Help
Support for Families, Individuals, and All Circumstances
Parents of children with disabilities (physical, mental, developmental)
Grandparents and relatives wishing to support a loved one
Adults with special needs who want a voice in their future
Families at all income and wealth levels, seeking real security
The Michael Kerr Difference
Compassion, Clarity, and Lifelong Partnership
Personal Understanding: Michael takes the time to understand your child’s medical, educational, and emotional needs—and your deepest hopes for their future
Ongoing Partnership: Annual reviews keep plans up-to-date as laws, circumstances, and benefits evolve
Compassionate Guidance: Support at every step, for parents, trustees, and guardians
FAQs
Common Questions About Special Needs Planning
What is a special needs trust?
A legal tool to hold assets for someone with disabilities, preserving their access to government benefits and supplementing their care.
Can I appoint a guardian for my child?
Yes, and you should—Michael helps ensure transitions are loving, legal, and clear.
Will government benefits be lost if my child inherits money?
They can be, unless you use specialized planning like a special needs trust or ABLE Account.
What if my child’s needs change?
Michael reviews and updates plans so your family stays protected.
Let’s Talk
Take the Loving Next Step
Your care lasts a lifetime. With the right plan, so does your support.
Schedule a complimentary Special Needs Planning Call and give your loved one the protection, dignity, and security you want for every stage of life.